In recent times, everyone in the country is trying to keep as less cash as they can in their wallets or pockets- all thanks to the Payment Wallet Apps. Transactions have been made easier using these apps which not only provide secure medium to transfer the money to other person’s account but you get timely offers or coupons which make the user stay on their toes or edge of the seat. There are many payment wallet apps in the market right now. But, what are the best ones among them? So, to narrow down your choices, we have brought the list of the best payment wallet apps one must use:

Freecharge

When it comes to popularity, Freecharge is one of the leaders among the top payment wallets. Using this app, users get FreeCharge Offers which bring more traffic to them. Moreover, a user can get a good amount of cashback from it which can be further used to pay up the gas and electricity bills or recharge their mobiles. You can also get the MetroCards and pay their bills sitting at home using this app. You can also transact from e-commerce sites like Snapdeal, FindMyStyle, and ShopO using the Freecharge app. The app also provides credit to the users via FreeCharge EMI. Recently it was acquired by Snapdeal and now you can integrate JioMoney and PhonePe options to it and make your experience further smooth.

Paytm

Founded in 2010, Paytm is no more the app which needs any introduction. From the cinema hall to a general grocery store, you can use this app to pay your bill.  This payment system company has traveled a long way to now get a status of Paytm bank. Using this app, you can pay your mobile bills, electricity bills, college fees, book tickets of movies and plenty more. You can also use Paytm Mall to buy stuff from there as you do in other e-commerce websites. The interface is really user-friendly and one can easily get along with it in no time. Just add money from your bank to the Paytm wallet and you are good to go. On the regular basis, you can get coupons or discount offers on movies, booking tickets and more.

Amazon Pay

Under the company Amazon itself, Amazon Pay is another payment wallet which serves the purpose of paying cash-less really well. You can now recharge your prepaid and postpaid mobile, DTH, pay the electricity bill, broadband and gas bill using this portal with available Amazon Coupons today. You cannot transfer money from the Amazon Pay wallet to the bank but the vice-versa is true.  You can only use the Amazon Pay credit in shopping from Amazon itself and other services like recharging the mobile and paying the bills. You can also Scan to Pay while opting the “Pay on Delivery” option.

PhonePe

PhonePe is another mobile wallet which came into the limelight for recharging and bill payment purpose. But, now it can do much more than that. Now acquired by the e-commerce company, Flipkart, you can get the discount or regular cashback options if you pay your bills using PhonePe on Flipkart. You can now send and receive money via UPI / Bank transfer / direct wallet to wallet transfer. Moreover, there is an option to split the bill among friends which is a nice add-on by the company. Moreover, you can recharge your DTH or mobile, pay electricity, landline, gas, water, and broadband bills.  The company has joined its hands with RedBus, Ola, Myntra, OYO Hotels, Mother’s Dairy, FoodPanda, McDonald s, CCD, Faasos, Pizza Hut, KFC, and more where you can get cashback options and bumper offers too.

Google Pay

Earlier known as Google Tez, Google Pay or GPay is not a wallet technically but it contacts with the bank account directly and makes transactions wherever necessary. So, the time to bring money from account to wallet is being saved in it. Using it, you can pay and receive the money straight out from your bank account- the banks supporting the UPI scheme. To broaden the reach, the company has decided to give cash back to new customers. Like, if you bring a new user to the app using referral and make a transaction with him/her, you will get some cashback varying from Rs. 10 to Rs.1000. Moreover, you get various offers daily where you can get cashback. Mostly, the offers are like by paying through Google Pay, you will get such amount of cashback and the deals are pretty nice which a user can’t say no to.